Privacy Policy

1. Who we are

This website, youngtrader.co.ke, is operated by Paul Ngugi, known as KD, in Naivasha, Kenya. It is the home of YoungTrader KD and The Strategist Analyst, and it introduces KD Digital Hub. In this policy, “we”, “us” and “our” refer to Paul Ngugi as the person responsible for your personal information (the data controller).

2. Information we collect

Information you give us. When you use one of our forms or contact us directly, we collect the details you provide:

• Contact message: your name, email address, optional phone number, subject and message.
• Updates list: your name, email address, optional phone number and the topics you choose.
• Service or partnership enquiries: your name, contact details, organisation or business name, the service or partnership type, optional budget range and your message.
• Your consent: a record that you ticked the consent box when submitting a form.

Information collected automatically. When you visit the site, limited technical information is collected, such as the pages you view, the time of your visit, your approximate location (country or city), your device and browser type, and the website that referred you. Our hosting provider and security tools also keep standard server and security logs, which include IP addresses.

Messaging apps. If you contact us through WhatsApp or Telegram, those services process your messages under their own privacy policies. We see only what you send.

3. How and why we use it

We use personal information only for clear, limited purposes:

• To reply to your questions, enquiries and messages.
• To send you the updates you asked for, which you can stop at any time.
• To prepare proposals and deliver services you request from KD Digital Hub.
• To understand which pages are useful, so we can improve the site.
• To keep the site secure and prevent spam, fraud and misuse.
• To meet our legal obligations.

We do not use your information for automated decision-making or profiling that has legal or similarly significant effects on you.

4. Our lawful basis

• Consent: for form submissions, the updates list and analytics cookies. You may withdraw consent at any time.
• Taking steps at your request: when you ask for a proposal or a service.
• Legitimate interests: for site security and preventing spam and misuse, balanced against your rights.
• Legal obligation: where the law requires us to keep or disclose information.

5. Who we share it with

We do not sell, rent or trade your personal information. We share it only with service providers who help us run the site, and only as far as needed:

• Website hosting and email: our hosting provider stores the website, its database (including form submissions) and our website mailbox.
• Email delivery: form notifications are delivered to our own Gmail inboxes, provided by Google.
• Analytics: Google Analytics, provided by Google, measures site usage.

We may also disclose information if the law requires it, or to protect our rights, our visitors or the public.

6. Transfers outside Kenya

Some of our service providers, notably Google, may process information on servers outside Kenya. Where this happens, we rely on providers that apply recognised safeguards to protect personal information, in line with the requirements of the Data Protection Act, 2019.

7. Cookies and analytics

Cookies are small files stored by your browser. When you first visit, a cookie banner asks for your choice. We use two categories:

• Essential cookies (always on). These make the site work securely and remember your cookie choice (cookies beginning with cmplz_, kept for up to 365 days).
• Statistics cookies (only with your consent). Google Analytics cookies beginning with _ga help us understand, in aggregate, how the site is used. Google Analytics is blocked until you click Accept, and it does not receive your name, email address or form submissions.

We do not use advertising, marketing or tracking-pixel cookies. Website fonts are served from our own server, not from Google.

You can change or withdraw your choice at any time through Cookie preferences (also in the footer of every page). Withdrawing consent does not affect processing that took place before. You can also block or delete cookies in your browser settings. Full details are in our Cookie Policy.

8. How long we keep it

We keep personal information only for as long as it is needed:

• Enquiries and messages: up to 24 months after our last contact, unless an ongoing service requires longer.
• Updates list: until you unsubscribe or ask us to remove you.
• Analytics data: according to the retention setting in our Google Analytics account, and no longer than 14 months.
• Security logs: for as long as needed to protect the site, usually a few months.

When information is no longer needed, we delete it or make it anonymous.

9. How we protect it

We take reasonable technical and organisational measures to protect your information, including encrypted connections (HTTPS), restricted administrator access, login protection and spam filtering. No method of transmission or storage is completely secure, so please do not send sensitive information such as passwords, account numbers or identity documents through our forms.

10. Your rights

Under the Data Protection Act, 2019, you have the right to:

• Be informed about how your personal information is used.
• Access the personal information we hold about you.
• Ask us to correct information that is inaccurate or incomplete.
• Ask us to delete your information.
• Object to, or ask us to restrict, how we use your information.
• Receive your information in a portable format.
• Withdraw your consent at any time, without affecting earlier processing.

To use any of these rights, email info@youngtrader.co.ke. We will respond promptly and within the time required by law. If you are not satisfied with our response, you may complain to the Office of the Data Protection Commissioner (ODPC).

11. Children

This website is intended for adults aged 18 and over. Trading content in particular is not suitable for children. We do not knowingly collect personal information from anyone under 18. If you believe a child has sent us information, please contact us and we will delete it.

12. Changes to this policy

We may update this policy as the site or the law changes. The effective date at the top of this page shows when it was last revised. Significant changes will be highlighted on the site.

13. How to contact us

Paul Ngugi (KD), YoungTrader KD
Naivasha, Nakuru County, Kenya
Email: info@youngtrader.co.ke